$399 Down - $399 a Month

Shop Used Vehicles Around a $399 Monthly Payment

Example financing: $29,800 vehicle price with $499 down, financed for 72 months at 6.9% APR, results in an estimated $499/month payment. Excludes tax, title, license, registration, dealer fees, accessories, negative equity, & lender fees. Available to qualified buyers with approved credit thru participating lenders. Actual payment varies based on vehicle price, credit approval, down payment, taxes, fees, & terms. See dealer.

Shop qualifying used vehicles at Kelly Ford with $399 down and payments from $399 a month. This inventory is built for shoppers who want to start with a realistic monthly payment target, then compare available cars, trucks, and SUVs that fit the program.

Drivers from Melbourne, West Melbourne, Palm Bay, Cocoa, Rockledge, Merritt Island, and Viera can browse current qualifying inventory below, then value a trade, explore financing options, or contact Kelly Ford for help finding the right used vehicle.

Shop Used Vehicles Around a $399 Monthly Payment

Starting with a monthly budget can make used-car shopping much more practical. Instead of sorting through vehicles that may not fit what you want to spend, Kelly Ford brings qualifying used inventory together so you can focus on vehicles connected to the $399 down and $399-a-month offer.

Available inventory can change quickly, so the strongest approach is to compare the qualifying vehicles currently shown, review mileage and equipment, and then look at the complete financing picture before choosing your vehicle.

More Than Just a Monthly Payment

A lower monthly payment only works if the vehicle itself makes sense. Look at condition, mileage, features, vehicle history, ownership costs, and how the vehicle fits your everyday driving. Kelly Ford gives shoppers the ability to compare those details alongside financing rather than choosing a vehicle based on payment alone.

Have a vehicle to trade? Get your trade value online and see how its value may affect the amount you need to finance.

Why Buy a Used Vehicle from Kelly Ford?

Used-car shoppers need more than inventory. They need a dealership they can work with before and after the sale. Kelly Ford serves drivers throughout Melbourne and the surrounding Space Coast with a straightforward shopping process, financing assistance, trade-in support, and a local team that can help you compare the numbers before you commit.

You can also learn more about the dealership through the Kelly Ford Promise and explore additional ownership benefits available through the Kelly Ford Risk Free Advantage Program.

Used Car $399 Down & $399 a Month FAQ

Does every used vehicle qualify for $399 down and $399 a month?

No. The offer applies only to qualifying vehicles and financing scenarios. Review the terms associated with the offer and confirm eligibility with Kelly Ford before selecting a vehicle.

Can I shop qualifying vehicles online?

Yes. The inventory shown on this page is designed to help you compare currently available vehicles associated with the offer before visiting Kelly Ford.

Can my trade help lower the amount I finance?

Yes. Your trade value may be applied toward your purchase. You can value your current vehicle online before selecting your next used car.

Do I need approved credit?

Financing is subject to lender approval and the requirements of the specific offer. Kelly Ford can review available financing options based on the vehicle and your individual application.

Where can I find used cars with affordable monthly payments near Melbourne, FL?

Kelly Ford in Melbourne offers qualifying used cars, trucks, and SUVs for shoppers from Melbourne, Palm Bay, West Melbourne, Cocoa, Rockledge, Merritt Island, Viera, and nearby Space Coast communities.